Transparent Pricing

Simple plans. No surprises.

Scale your plan as your brokerage grows. Every plan includes multi-lender submissions, merchant file management, and core finance workflow visibility.

Plans & Pricing

Start lean, scale as your brokerage grows. Every plan includes multi-lender submissions.

Rep

For brokers just getting started.

Personalized application link Core CRM pipeline visibility Multi-lender submission workflow SpecterPrint fraud detection Deal tasks & reminders Bank-statement OCR & analysis Commission tracking
Choose plan

Seats require an Enterprise account — contact us to buy.

Senior Rep

The most popular plan for growing brokers.

Everything in Rep Bank-statement OCR & analysis Intelligent matching & one-click submit Full pipeline dashboard Commission tracking SMS & email blasts Priority support
Choose plan

Seats require an Enterprise account — contact us to buy.

Lender Access
Per-submission pricing. No monthly minimums — pay only for deals you receive.
Book a Demo

Custom Enterprise

For brokerages with high volume, multiple reps, or custom integration needs.

  • Custom deal volume
  • API access & integrations
  • Dedicated onboarding
  • Defined support expectations
  • Custom reporting
  • Multi-office management
  • Enterprise access controls and auditing

Lender Access — Per-Submission

Receive structured, complete deal packages from verified Specter brokers.

  • Per-submission pricing — no monthly minimums
  • FICO 2 and/or VantageScore provided
  • 50% off if another subscribing lender submitted it to us
  • Structured deal packages
  • Custom lending criteria filters
  • Counter offer & approval tools
  • Real-time notifications
  • Deal analytics dashboard
  • API & LOS integration (Enterprise)
Additional Services

Programs for specialized operating models.

Ghost-Brokering Service

For teams that prefer a white-label funding channel, Specter can run submissions under our umbrella with transparent post-funding reconciliation.

Founding-Lender Incentive

Subscriber reuse economics can reduce duplicated underwriting spend when another subscribing lender has already submitted the merchant file.

FAQ

Common questions.

Is there a free trial?

No — plans are paid from the start. Book a demo first and we'll walk your team through the platform on your own deals.

Can I change plans later?

Absolutely. Upgrade or downgrade at any time. Changes take effect on your next billing cycle.

How does lender pricing work?

Lenders pay a per-submission fee. There are no monthly minimums. Contact us for specific rates.

What happens to my data if I cancel?

You retain full access to your data for 30 days after cancellation for export purposes.

Which pricing path fits a finance-native CRM rollout?

Broker plans fit individual reps and teams that need merchant intake, submissions, and deal tracking. Enterprise and lender access fit higher-volume organizations that need broader controls, integrations, and underwriting workflow support.

Book a Demo

See Specter run your whole pipeline.

Submissions, lender routing, underwriting data, and compliance in one workspace. Tell us about your pipeline and we'll tailor the walkthrough.

  • Reply within one business day1-day reply
  • Live walkthrough, no obligationNo obligation
  • SOC 2-aligned data handlingSOC 2-aligned