Apply once. Compare funding options clearly.
Your broker uses Specter to package your application, route it to aligned lenders, and present available responses in one place. Review timelines, eligibility, offers, and funding timing vary by lender and file.
Simple from application to decision path.
A guided process with clear steps and status visibility.
01. Your broker sends you a link
Simple, secure application
02. Fill out one guided form
Built to be straightforward
03. Upload your documents
Bank statements, ID — all digital
04. Broker routes to lenders
Eligible lenders from one package
05. Receive offers
Side-by-side comparison
06. Coordinate funding
Timing varies by lender and file
Get ready to apply.
Your broker will guide you if anything else is needed.
Bank statements
Government ID
Basic business details
Any existing documents your broker requests
A faster, fairer funding experience.
Specter gives brokers a structured platform to serve merchants with clearer documents, routing, and offer comparison.
Decision-Ready Packages
Structured submissions are designed to support faster lender review. Eligibility and timing vary.
Clear Offer Comparison
When lenders respond, your broker can compare available rates, terms, and conditions in one place.
Secure & Private
Your business data is handled through encrypted workflows with controlled lender sharing.
Transparent Process
Track application status updates through a shared broker workflow instead of scattered follow-ups.
Broker Support
Your broker can coordinate documents, lender responses, and next steps through the Specter platform.
Broker-Managed Access
Your broker manages the platform relationship and guides the application workflow on your behalf.