Lender submissions

A lender submission portal for cleaner commercial finance files.

Specter Systems helps brokers and lenders move submitted files through intake, document review, missing-item requests, and status updates from a shared workflow.

Submission control

Give every submitted file a clear place to live.

Replace scattered email chains and document folders with a submission workflow that keeps lender requirements and broker follow-up connected.

Broker file intake

Receive merchant or borrower packages with core documents, status, ownership, and notes attached to one record.

Package readiness

Review whether required documents and key context are present before a file moves deeper into the queue.

Missing-info requests

Track follow-up items, broker responses, and internal ownership without losing context in email threads.

Submission routing

Route files by lender fit, queue, team, or review stage using workflow rules and team review.

Broker and lender visibility

Keep originators, processors, and underwriters aligned on file status and next action.

Controlled portal access

Support role-aware access and review history for teams that need tighter control over submitted deal records.

Submission ecosystem

The portal should connect to the rest of the funding workflow.

A submission portal is more useful when it is tied to underwriting, CRM, and broker-lender coordination.

FAQ

Lender submission portal FAQs

Answers for teams replacing email-based broker submission workflows.

Is Specter a portal for lenders or for brokers?

Specter supports both sides of the submission workflow. Brokers can organize and route files, while lenders can review submitted packages with supporting context.

Does a submission portal replace underwriting judgment?

No. The portal organizes workflow, documents, requests, and status. Underwriting judgment and funding decisions remain with the lender or finance team.

Can submissions still involve email or SMS follow-up?

Yes. Specter is designed to keep communication activity connected to the deal so follow-up can be tracked alongside submission status.

Workflow review

Review how your submissions move today.

See how Specter can organize broker files, lender requirements, missing items, and submission status in one operating workflow.

Book a Demo

See Specter run your whole pipeline.

Submissions, lender routing, underwriting data, and compliance in one workspace. Tell us about your pipeline and we'll tailor the walkthrough.

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